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Tag Archives: credit

Ready comparisons

  
I attended the Securities and Exchange Commission (SEC) open meeting for adoption  of the Final Rules for credit rating agencies in Washington yesterday … these are the rules which regulate Standard & Poors (MHP) , Moody’s (MCO) and Fitch.
I’ve been writing comments to the SEC on this issue since 2003 and it’s amazing to see how [...]

Bringing light to dark markets…

Creating transparency in the fixed income markets
View SlideShare presentation or Upload your own. (tags: fixed income)

Lending algos…

eBay is acquiring BillMeLater for $ 945 million… that is a healthy price… especially given current market conditions… what is the business model?
From Techcrunch…
~~~~ ” The problem is people who can’t afford to pay for things are financing things. If you have the proper controls, you don’t allow that to happen.
We don’t grant credit limits. [...]

Rich yields…

I borrowed this chart from EconomPicData to mention the investor paid credit rating agencies… remember those raters who are not paid by the issuers?
This should be the glory days for Creditsigts and other credit rating agencies (NRSROs) who are paid by investors to be neutral parties to the analyze the creditiworthiness of bonds…
If I were [...]

Turmoil in US Credit Markets…

Title: Turmoil in US Credit Markets: Recent Actions Regarding Government Sponsored Entities, Investment Banks and Other Financial Institutions

Date: 9/23/08

Time: 9:30 AM

Place: SD-G50 Dirksen Senate Office Building

Tech show…

  Pretty quiet at the SIFMA eTechnology conference today…
Many firms who usually are exhibiting aren’t here this year… signs of a credit market infrastructure contraction… vestiges of the old order… no new order yet…
The monthly call for the FIX Global Fixed Income Committee was postponed today due to market conditions…
The credit winter is coming… it [...]

Fig leaf…

Credit ratings = fig leaves?
Sure… on many levels…. the use of credit ratings for regulatory purposes had become excessive…
Ratings were the “hall pass” or token that allowed entities or individuals to own specific securities… old paradigm…
Although ratings are only an “opinion” on the credit worthiness of a security high ratings often were used as a proxy [...]