Skip to content

Monthly Archives: June 2007

Credit ratings gadgets…widgets…

Thursday, June 28, 2007

NRSRO AM Best of Oldwick, New Jersey has launched the first credit ratings widget (or gadget if you prefer…).
The widget is free and available to content aggregators… here is how Best describes the product.
“Interested in providing Best’s Ratings on your Web site? This tool allows visitors to search A.M. Best’s complete online ratings database directly […]

Filed in Rating agencies | Comments (0)

The Chinese method…

Wednesday, June 27, 2007

“The China Securities Regulatory Commission (CSRC) proposed on Monday to impose controls over the securities market credit ratings services”, (from an article in China Knowledge).
“To obtain the necessary credit ratings service approvals, the credit rating company must possess the necessary legal rights in China. The actual receipt of their capitals and net assets must average to […]

Filed in Regulatory, Rating agencies | Comments (1)

New rating agency rules begin…

Tuesday, June 26, 2007

Today, June 26th, is the day that Congress required that the new credit rating agency rules go into effect.
Fitch, S&P and Moody’s have announced that they have filed Form NRSRO with the SEC and that the Commission has 90 days to approve or reject their applications. It is most certain that the SEC will approve the […]

Filed in Regulatory, Rating agencies | Comments (1)

P2P lending has arrived…

Sunday, June 24, 2007

A new blog for the social lending community… Social Lending Watch…
Interesting post on the top 25 Web 2.0 financial sites…covering investing, real estate, money managing…

Filed in Retail investors | Comments (0)

Google launches a finance blog…

Friday, June 22, 2007

Congratulations to the team at Google Finance on their new blog.
Getting financial information to retail investors in dynamic new formats is very important… we wish the entire team continued success.

Filed in Retail investors | Comments (0)

Happy clicks…

Thursday, June 21, 2007

Bankrate (NASDAQ: RATE) raises click rates 15% on mortgage products…this follows fee increases in March on CD and money market account clicks.
From the AP report: “Bruce Zanca, a senior vice president at North Palm Beach, Fla.-based Bankrate, said a customer that uses Bankrate’s top tier mortgage product will soon pay $7.50 per click versus the current rate of […]

Filed in Retail investors | Comments (0)

The risk of getting your money back…

Thursday, June 21, 2007

Peer-to-peer lending is a new investing model for retail.  Although the promotion of P2P is wrapped in a social connectivity story it is the yield and default data for lending to individuals with different profiles that should really attract significant numbers of users to the system. The risk and return of P2P will be the ultimate […]

Filed in Retail investors | Comments (0)

The current ratings firms…

Tuesday, June 19, 2007

This is a table of firms that the SEC has granted status as Nationally Recognized Statistical Ratings Organizations (NRSRO)…

Filed in Regulatory, Rating agencies | Comments (0)

Netbanker…

Tuesday, June 12, 2007

Banks and brokerages have both moved aggressively online to service their retail customers…
I’ve just come across an excellent blog about online banking and the associated financial services… Netbanker… congrats to the author, Jim Bruene, on this excellent resource…

Filed in Retail investors | Comments (0)

Complexity…

Sunday, June 10, 2007

From Bill Gates’ speech at Harvard’s commencement (from George Marshall’s earlier speech at Harvard in reference to the condition of Europe after WWII and the Marshall Plan)…
“I think one difficulty is that the problem is one of such enormous complexity that the very mass of facts presented to the public by press and radio make it […]

Filed in Retail investors | Comments (0)